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The Australian Prudential Regulation Authority (APRA) is a statutory authority, and the prudential regulator of the Australian financial services industry. APRA oversees banks, credit unions, building societies, friendly societies, general insurance and reinsurance companies, life insurance and most members of the superannuation industry. It was established on 1 July 1998. APRA is funded largely by the industries that it supervises. APRA currently supervises institutions holding approximately $3 trillion in assets for 21 million Australian depositors, policyholders and superannuation fund members. In June 1996, the Financial System Inquiry (known as the Wallis Inquiry) was established to At the time, the regulators of the Financial Services Industry were based on the institutions and not the regulatory function. APRAs predecessor regulators were
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