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A creditor is a party (e.g. person, organization, company, or government) that has a claim to the services of a second party. The first party, in general, has provided some property or service to the second party under the assumption (usually enforced by contract) that the second party will return an equivalent property or service. The second party is frequently called a debtor or borrower. The first party is the creditor, which is the lender of property, service or money.

The term creditor is frequently used in the financial world, especially in reference to short term loans, long term bonds, and mortgages. In law, a person who has a money judgment entered in their favor by a court is called a judgement creditor.

The term creditor derives from the notion of credit. In modern America, credit refers to a rating which indicates the likelihood a borrower will pay back his or her loan. In earlier times, credit also referred to reputation or trustworthiness.

In accounting presentation, creditors are to be broken down into 'amounts falling due within one year' or 'amounts falling due after more than one year'...

Creditor Subcategories Creditor Articles Subprime Auto Loans - Easy Finance for Vehicles to Poor Creditors by Herry Marker Jan 05, 2009 While the world turns away people with insufficient resources, there is a segment of people who are more than willing to help people with very low credit score, even lower than 600! The online money lenders are now offering Subprime auto loans too. W... Poor Credit Auto Loans: Pristine Vehicle Financing for Bad Creditors by Kalvin Jason Dec 29, 2008 For all those with an adverse credit are bound to think that they are doomed in times of financial crisis. A poor credit auto loan is for anyone who has a low credit score, or has encountered credit problems in the past. These auto loans only apply t... Bad Credit Personal Loans: Funds for Impaired Creditors by Anton Gabriel Dec 22, 2008 There are innumerable desires and needs that have to be fulfilled. For those which require huge funds, we depend on external financial help i.e. loans. But those who face credit problems find it really tough to get loan approval because of their unfa... Personal Loan for Bad Credit: Money for The Personal Needs of Poor Creditors by Jennifer Morva Dec 13, 2008 When a borrower is known as a bad credit holder like bankruptcy, IVAs, CCJs, etc. they always face problem while applying for bank loans. They are refused by the lenders for their bad credit record. However, bad credit can not suppress anybody from m... Loans for people with bad credit: easy finance for bad creditors by Goldeney Gerald Dec 10, 2008 Facing problems in getting loans just because of your bad credit status? Trying out for loans but unable to get approved? Don’t worry loans for people with bad credit are the remedy for you. Now borrowers with below average credit scores can apply an... Loans for bad creditors: an easy financial help by Shaun Smith Dec 09, 2008 Loans for bad creditors are a great financial solution specially tailored to cater those borrowers who are suffering from poor credit. Borrowers having bad credit like CCJs, IVA, late payments, defaults and bankruptcy can easily entail these funds fo... Bad Credit Personal Loans: Financial Solution For Bad Creditors by tess ocean Dec 09, 2008 Is bad credit tag creating problems in loan approval? Are you unable to qualify for conventional loans? Bad credit personal loans are the financial solution specially crafted for you. Bad ... Bad Credit Personal Loans: Poor Creditors can Realize their Feasible Wishes by Jennifer Morva Dec 09, 2008 The bad credit personal loans are simply planned for those people who have a bad credit record, no credit or people who has a record of writing bad checks. People who have undergone CCJs, Bankruptcy or have some past history of repossessions can also... Bad Credit Loans: A Financial Remedy For Bad Creditors by Charly Groom Dec 09, 2008 Facing bad credit? This tag won’t stop you from applying and getting approved for a loan. Yes, now even bad creditors can entail funds for their requirements by taking bad credit loans<... Poor Creditors can Fight Back Their Finances with Bad Credit Loans by Jennifer Morva Dec 05, 2008 It is easy to wreak negative value on your credit report. But it is not easy to get rid of it. In addition to that, it also becomes difficult to get loans and avail other financial products once this occurs. However, difficult has never been a synony...