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1. Scams are in all forms and shapes.
by MIke Samadi
January 4, 2009
(Copyrighted)
How a NEW tenant lost $6,000.00?!!!
A single mother of 2 children signed an occupancy agreement with the owner of a townhouse in Atlanta. She paid $2,000 for first month rent, 2,000.00 for last month and $2,000.00 for security deposit. While moving-in (5 days after paying this amount/signing), she was thrown out by the Sheriff (evicted). Do you know why? ...more...
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2. Another Scam: Attention Wal-Mart shoppers. Lowest prices? W...
by MIke Samadi
January 4, 2009
(Copyrighted)
I am a consumer advocate who looks after consumers’ personal finances. So, I MUST share this information with you. The advertising scam, does affect your wallets. I am not on anyone’s payroll and am not advertising. In fact, my website is one of the only websites out there that does not hold any affiliate links. However, you don’t have to believe a word I say abou ...more...
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3. What happened at the Presidential election? 11/5/08
by MIke Samadi
January 4, 2009
(Copyrighted) I am not a politician as I said before; however, I still have a few concerns. In a few articles, I wrote about finances, scams, what the new year will bring, or How the Federal Reserve Bank cutting short-term interest will further hurt consumers. Of course, my article about Federal Reserve short-term rate cuts was published in April 2008 and posted on some sites. Howe ...more...
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4. It Takes Planning To Get Out From Under Card Debt
by Deanna Mascle
March 23, 2008
Yes, you can get out of credit card debt. If you are determined to get out of credit card debt you surely can get out of credit card debt. Though it?s a bit difficult to get out of credit card debt, it isn?t impossible. All you need to get out of credit card debt is determination and planning. Both are equally important (or maybe determination is even more important). Determination d ...more...
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5. Credit Card Offers - Problematic Plastic Money
by Deanna Mascle
March 23, 2008
Credit cards are no more a luxury, they are almost a necessity. So, you would imagine a lot of people going for credit cards. In fact, a lot of people posses more than one credit cards. So, the credit card industry is growing by leaps and bounds. However, the credit card industry and credit card holders are posed with a big problem called ‘Credit Card Debt’. In order to understand wh ...more...
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6. Credit Repair - 5 Reasons Why You Should NOT Use A Credit-Repair...
by Helen Hecker
March 23, 2008
Every day, consumers pay huge sums of money to credit-repair service companies that promise a quick credit fix in an effort to handle disputes, improve their ratings and get a good FICO score. And almost all of the time, they find that their money is completely wasted.
Having good credit can help you get much better interest rates for a car or home loan as you may know. A bad credit histor ...more...
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7. Improve Credit - Working With Your Credit Score
by Deanna Mascle
March 21, 2008
When you see advertisement after advertisement on television of businesses who want you to find out your “free” credit score, that is a red flag that someone is looking to make some money off of you. The funny thing is they are not lying to you but at the same time, you are exactly right that those companies paying good money for television advertising are looking to make a buck off of you. < ...more...
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8. Credit Tips - Teaching the Kids About Credit
by Deanna Mascle
March 21, 2008
One of the ways some of us get into credit card debt trouble comes out of nothing more than lack of awareness of how credit cards can sneak up on us. The first time you maxed out a card and faced the overwhelming task of paying down a credit card and getting yourself back on firm financial footing, it can be a sobering experience. And if you have gone through this experience, the school of ha ...more...
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9. 4 Things To Consider Before Getting That Credit Card
by Deanna Mascle
March 18, 2008
You see them everywhere. They arrive in the mail. They arrive by phone. They arrive by email. They are positioned by cash registers and gas pumps. They are credit card offers. It can be exciting to read all the enticing offers included on the applications. Free gifts, prizes, rewards, and discounts abound when it comes to credit card applications but before you stretch out your eager hand to gr ...more...
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10. RCA Credit Helps You Avoid Bad Credit and Offer Credit Repair Se...
by Vikram kuamr
March 15, 2008
It’s a serious problem finding out that you’re buried under debt. But don’t despair. It’s not the end of the world if you do. Of course, the first step that you have to do is take control of the problem and focus on coming up with some ways to solve it. There are a lot of valuable advices that you may heed to get you off your bad credit. Thanks to RCACredit, credit repair services are readily avai ...more...
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11. Get Reliable Credit Repair Services and Get Rid of Bad Credit wi...
by Vikram kuamr
March 15, 2008
With all the demands of modern-day living, it should be no wonder why almost everybody has and wants to have a credit card. Obviously with this knowledge, everybody is aware of the significance of a credit report. This essential report on one’s credit makes or breaks one’s eligibility for acquiring loans, whether it be a home loan, a college loan, a car loan, etc. Even some jobs look into one’s ...more...
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12. Credit Repair Programs and Bad Credit Removal from RCACredit
by Vikram kuamr
March 15, 2008
RCACredit is a financial company that services credit repair from people who have a background on bad credit. Since credit repair cannot be done by the individual person only, it needs the services of financial institutions such as RCACredit. With RCACredit, there is a promise of boost credit score, positive payment history in the credit file records for several years, elimination of negative cred ...more...
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13. Facing Foreclosure Cover Your Asset
by Amar Brown
March 16, 2008
Foreclosure can be a tough experience to face as a homeowner. The subprime situation is hitting critical mass and as a former loan officer I was at ground zero when $#*! hit the fan and man did it stink.
I am not here to point fingers (there has been enough of that already) every body is looking for a scapegoat. The Homeowners blame the brokers for pushing a risky product the brokers bl ...more...
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14. Credit Information Plus Credit Questions and Answers You Need to...
by Deanna Mascle
March 14, 2008
Whether you are getting your first credit card or trying to find a home when the credit you already have isn't the best it can be, here are a few questions that might help you through the maze of credit rating and erasing bad debt. Even though the outlook may seem bleak at the moment, remember there is always hope and you can repair your credit if you are willing to do a little work and a littl ...more...
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15. Need Information About Your First Credit Card
by Deanna Mascle
March 14, 2008
You're finally out in the real world and you probably want to buy a car or a house of your own. You might think that it would be easy, considering you don't have any bad credit; in fact, you don't have any good credit either. You don't have any credit at all - period. You might think that this wouldn't work against you, but it will. Future creditors need to see some kind of record that reflects ...more...
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16. Bad credit secured loans: repair credit with suitable assistance
by Kenneth Robert
March 16, 2008
For financial service providers and banks, credit record and financial status of the borrower matters a lot therefore, they conduct credit check procedure for approving any loan request. In such a situation, bad credit borrowers suffer a lot, as very few banks and financial institutions offer financial services for them. However, with changing requirements and trends of financial market, financial ...more...
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17. Credit Repair: The Question of Inquiries
by Jim Kemish
March 16, 2008
What's Up With Those Inquiries?
What’s up with all those inquiries on your credit report? Where did they come from? Do you have to authorize them? Do they hurt your scores? Can they be removed? A nationally recognized credit repair expert answers these questions, and more.
Setting Your Priorities
Inquiries may hurt your credit score, or they may do nothing. If ...more...
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18. Credit Repair and Removal of Bad Credit Now Possible with RCACre...
by Vikram kuamr
March 13, 2008
Credit is the providing of resources by one person to another with the latter being obligated to repay at certain time agreed. Bad credit happens when the person has failed to meet what was agreed to the creditor, or the person from which the person borrowed from. This either pertains to failure for paying the exact amount on the agreed time, or failure to pay the exact amount even when the partia ...more...
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19. RCACredit Offers Credit Repair and Bad Credit Removal for a Bett...
by Vikram kuamr
March 13, 2008
Every year, millions and millions of Americans are obliged to file and declare bankruptcy due to financial problems that they can handle no more. This should not come as a surprise in a world where nothing comes free and almost every little thing will cost you. Nevertheless, if you are among those people suffering from bad credit, RCACredit assures that there’s no need to worry. Some easy-to-follo ...more...
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20. RCACredit: For Fast and Reliable Credit Repair Services to Remov...
by Vikram kuamr
March 13, 2008
In today’s world, having a good credit standing is very important. It is equivalent to having a good résumé where people may get a positive impression about you. RCACredit believes in the significance of a person’s credit report too that is why it was established. RCACredit’s primary concern is to educate people regarding this importance and let them know the possibility that everyone can have a p ...more...
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21. Unmasking Common Credit Report Myths
by Jon Arnold
March 12, 2008
It truly is amazing to note how little the vast majority of consumers really know about the credit report system or even their own credit scores. Even more alarming is the fact that most people do not even realize the many areas of their everyday lives where their credit report and credit score are used, and it is not just with financial transactions.
But the real kicker is the number of t ...more...
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22. Bad Credit, Good Prospects
by Amanda Hash
March 14, 2008
While bad credit is registered overnight, erasing these “bad marks” takes some time. The worst part of having bad credit is the fact of not knowing about it until it is too late. This means, when you want a loan and you receive the bad news. However, the hottest issue here, is to establish whether it is all true or product of the many mistakes that the credit bureaus make
Two Possibi ...more...
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23. Establish Credit or Better yet Establish Good Credit with RCACre...
by Vikram kuamr
March 10, 2008
When you apply for a loan or credit, the financial institution will first get your personal data and would need relevant background information on your financial status and credit history. Then they would proceed on credit investigation to see your payment history, credit status, and financial standing. This way, they would evaluate your ability to pay and how well you can keep up with your dues. ...more...
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24. Get Clean Trade Lines and Credit Repair for Bad Credit with RCAC...
by Vikram kuamr
March 10, 2008
Having a negative credit history is not a good sign for current creditors and loan providers. When you apply for credit, creditors will check your trade lines or your individual accounts from which all your credits and accounts were listed. They will evaluate your payment history and check for bad credits. Some creditors may scrutinize your bad credits if they see you as a potential client at pres ...more...
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25. RCACredit: Not just Rebuilding Credit but Rebuilding Good Credit
by Vikram kuamr
March 10, 2008
So you had a lot of experiences in credits. At one time, you think you could handle paying the credits that you had, plus the current fixed expenses like the rentals and bills. Finally, you get yourself loosing the grip needed to sustain you financially. Everything seems to fall apart and you have no choice but to declare bankruptcy. It is the only way of escape, so it seems.
Bankruptcy c ...more...
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