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Topic of the Day: Corporate finance The discipline can be divided into long-term and short-term decisions and techniques. Capital investment decisions are long-term choices about which projects receive investment, whether to finance that investment with equity or debt, and when or whether to pay dividends to shareholders. On the other hand, the short term decisions can be grouped under the heading "Working capital management". This subject deals with the short-term balance of current assets and current liabilities; the focus here is on managing cash, inventories, and short-term borrowing and lending (such as the terms on credit extended to customers). The terms Corporate finance and Corporate financier are also associated with investment banking. The typical role of an investment banker is to evaluate investment projects for a bank to make investment decisions. Capital investment decisions [1] are long-term corporate finance decisions relating to fixed assets and capital structure. Decisions are based on several inter-related criteria. Corporate management seeks to maximize the value of the firm by investing in projects which yield a positive net present value when valued using an appropriate discount rate. These projects must also be financed appropriately. If no such opportunities exist, maximizing shareholder value dictates that management return excess cash to shareholders. Capital investment decisions thus comprise an investment decision, a financing decision, and a dividend decision.

Anne's Column Welcome to Financiology.com (07/16/2007) What on earth is Financiology? Is it... smart money management? a branch of economics dealing with finance? the art of keeping your financial house in order? the science of leading the lifestyle you want without being able to actually afford it? aspiritual sect which worships money? Maybe it is a little bit of everything, or rather, it is whatever you want it to be. As long as money makes the world go 'round we will have to deal with finance in all the different ways it touches our lives. Making money, investing it, borrowing and spending it. Financial freedom is probably way up on our list of important goals, and Financiology is here to gather all finance related intelligence in one place to help you achieve this goal. Find expert advice and information on a wide array of financial topics, from A as in Auto Loans to Z as in Zero Down. Chances are you'll find an article that offers valuable (and FREE!) tips and advice on almost any finance subject imaginable. Got expertise in any area related to financiology? Submit an article to our information directory and share it with the world. All of us here at financiology.com sincerely hope you will find this resource helpful in all your financial endeavours. To your wealth, Anne (284708) Past "Anne's Column" Articles