Financiology IQ Test History

Intelligence tests date back to the late 19th century; the works of Sir Frances Galton explored the difference in the accomplishments of generations o



Topic Directory

Anne's Column
Auto Loans
Car Loans
Banking
CDs
Money Market
Online Banking
Bankruptcy
Chapter 11
Chapter 13
Chapter 7
Debt Counseling
BookStore
Business Finance
Business Loan
Grants
Credit Cards
Credit Report
Adverse Credit
Credit Repair
Credit Score
FICO
Debt Consolidation
Finance News
Forex Trading
Currency Trading
Day Trading
Home Loans
HELOC
Mortgage
Refinance
Reverse Mortgage
Zero Down
Investing
Foreclosure
Real Estate
Mutual Funds
Personal Loan
Bad Credit
Cash Advance
Fast Cash
Payday Loan
Secured Loan
Student Consolidation Loans
Unsecured Loan
Stock Market
Bonds
Taxes

Articles  

Non Profit Debt Consolidation Programs Are Intended For Those Wi...
Category: Chapter 11  

orlando bankruptcy attorney
Category: Chapter 11  

Bankruptcy— the reality is, are one life-changing event away fr...
Category: Chapter 11  

Sort Out Legal Hassles Via Los Angeles Bankruptcy Attorney
Category: Chapter 11  

Bad Credit Tenant Loans- Guaranteed Funds for Homeless
Category: Adverse Credit  

Obama: Going to Make Scholarships Available to Single Mothers
Category: Grants  

Get the Right Riverside Bankruptcy Attorney to Guide You Through...
Category: Chapter 11  

Cash loans for bad credit-No need proving your credit worthiness
Category: Adverse Credit  

Eliminate credit card debt legally - here is how
Category: Grants  

Bad Credit Payday Cash Advance - Get Credit Without Credit Check...
Category: Adverse Credit  

Unsecured loans: Collateral free funds are easily available now
Category: Adverse Credit  

Insider Secrets to Beating Credit Card Debt and Creditors
Category: Chapter 11  

How to Get Out Of Debt
Category: Chapter 11  

Fort Worth foreclosure listings: Make your way to a cheaper home
Category: Chapter 11  

Debt Negotiation Gains An Edge Over Personal Bankruptcy
Category: Chapter 11  

Forex Trading for Beginners
Category: Currency Trading  

Poor credit rating loans: A better option during credit woes
Category: Chapter 11  

Credit Online- Assistive Knowledge Base For Business Credit Card...
Category: Chapter 11  

Bad Debt Unsecured Loans-Full fledged financial assistance
Category: Adverse Credit  

Hiring a Bankruptcy Attorney San Bernardino - Benefits of Going ...
Category: Chapter 11  

Its More Than One: Sorts of Foreign exchange Robots
Category: Currency Trading  

Cash loans no credit check: Easy way to get fast cash for urgenc...
Category: Chapter 11  

Instant Loans No Credit Check - Funds Minus Awkwardness At The E...
Category: Adverse Credit  

Instant Loans for Bad Credit - Solve the Financial Problems Imme...
Category: Adverse Credit  

Where To Get Car Loans For People With Bad Credit
Category: Chapter 11  

Advantages of Distance Learning
Category: Online Banking  

Securing Financing with Poor Credit
Category: Adverse Credit  

Figure Out How to Lower Your Portland Bankruptcy Attorney Bills
Category: Chapter 11  

How to Get a Mortgage with Bad Credit
Category: Chapter 11  

Chapter 7 Bankruptcy Attorney: Coverage
Category: Chapter 11  

Obama Scholarships for Moms: How You Can Improve Your Future
Category: Grants  

Bank of America Makes It Easier For City Communities To Buy Fore...
Category: Grants  

Personal Loans for People with Bad Credit - A Hope towards Finan...
Category: Chapter 11  

Bad Credit Loans - Purely Designed For Defaulters
Category: Chapter 11  

30 Day Loans - Satisfy Your Small Money Needs
Category: Chapter 11

     Home      Submit Article      Contact Us      Our Mission      Disclaimer      Forums New!      Article Archive      Links
Sponsored Links

Search our Site:

IQ Test History

Intelligence tests date back to the late 19th century; the works of Sir Frances Galton explored the difference in the accomplishments of generations of the English aristocracy.

July 02, 2009
By Kerry Grinkmeyer
Category: Online-Banking
Related Articles: Test iq test iq tests iq test free iq test fun tests testing iq i q iq scores online iq test intelligence test intelligence tests iq test
Submit your articles here!

Intelligence tests date back to the late 19th century; the works of Sir Frances Galton explored the difference in the accomplishments of generations of the English aristocracy. Alfred Binet expanded on Galton's work to develop a test to be administered to French children to assist in predicting their academic success. American psychologist, Lewis Terman modified Binet's test in the early 1900's to make it applicable for adults and establishing standards for performance relative to age. He also developed a scoring system which he called the intelligence quotient or IQ.

Today's IQ tests no longer compute scores using the IQ formula. Today's tests give a score that measures the participant's performance relative to the average performance of others of the same age who have taken the test referred to as “ratio IQ”; others are based on a mathematical transformation of a raw score on the IQ Test based on the rank of that section in a normalization sample referred to a “deviance IQ score”. Under the “deviance method” the average score is arbitrarily set at 100, thus those scoring above the average of 100 are considered more intelligent up to genius and those who score below 100 are considered less intelligent.

The two scoring methods yield similar results near the middle of the bell curve, but the older, “ratio IQs”, yielded far higher scores for the intellectually gifted — which explains how Marilyn vos Saeant achieved a “ratio IQ” score of 228, a score that is unattainable under the “deviance method” of scoring.

Recent Findings The current consensus is that general human intelligence is based on the volume and location of gray matter tissue in the brain. It is believed that the frontal lobes, specifically the lateral prefrontal cortex, are critical for fluid intelligence. A 2006 study of 307 children which measured the size of their brain then measured verbal and non-verbal skills indicated that there is a relationship between IQ and the structure of the cortex.

Over the past 100 years, IQ scores have increased at an average rate of three IQ points per decade in most parts of the world. This has been explained by better nutrition, smaller families, better education, and heredity. It is believed that 50% to 80% of a childs intelligence is attributable to the childs parents and the genes that they passed on to the child. Studies of twins raised apart substantiate these beliefs. It had been widely believed that through education we can improve upon our intelligence, but this is often not the case. Vocabulary size, for example, is more effected by heredity than by environment even though every word that one knows has to be learned. In our society words are readily available to everyone and the number of words that we learn has more to do with our genetic predisposition to learn then the vocabulary of the people around us.

The genetic effects on intelligence increase as the child ages, starting at 20% contribution in infancy and growing to 80% in adulthood, supporting the theory that genes provide an inherent propensity to learn and and retain. However, social economic conditions do have an effect on developed IQ. It is believed that the potential is passed within the genes but social economic conditions determine if the inherent potential is reached. Within an impoverished family up to 60% of variance in IQ can be attributed to environment while the contribution of genes is zero. On the other end of the social economic spectrum the opposite is true; family environment has little to do with IQ variance while inherited genes are the primary determining factor of IQ. A recent study, April 2008, at the University of Michigan and Bern suggests that intelligence can be marginally altered and changed over time through the use of challenging activities thus producing changes in gene expression patterns of the brain. Musical study at a young age tends to increase the potential for full achievement of IQ potential. If this proves to be true it would be contrary to prior held beliefs about the development of intelligence.

Studies conducted in Scotland of 11,282 individuals between the 1950's and 1960's support the belief that people with higher IQ's live longer, tend to not suffer from sever depression, schizophrenia or Post-Traumatic Stress Disorder. More recent studies, 2004, show that tests of lower cognitive ability at a young age can serve as an early predictor of a propensity for the development of Alzheimer's and dementia in a persons later years.

Putting this all together would indicate that a childs intelligence level is primarily determined by the intelligence levels of his or her mother and father and grandparents. From that point on the child will benefit from being part of a small affluent family that feeds them well and places them in a challenging educational environment.

Once IQ is developed to its fullest potential it becomes a good predictor of success in acidemic pursuits and some career paths. IQ does have substantial influence on academic achievement, while academic achievement has little influence on future IQ scores. IQ relates well to auditory,linguistic, memory, and academic achievement levels, but is less relevant when body speed, eye-hand coordination, and hard work are needed for job performance.

IQ Scores as a predictor of future income is highly debated. It is not difficult to point to and individual or group of individuals with low IQ's yet earning extremely high incomes. This can usually be explained by some other inheritable trait that they have nourished thus maximizing that traits potential. With few exceptions it is generally agreed that it is important to have an above average IQ score to achieve above average income but highest IQ scores do not necessarily come with higher income levels. Below you'll find the average earnings of some of the career paths that might be considered and the level of education required to make entry into the career field. The incomes shown represent the average income with a deviation of 40% plus or minus for highest in the field to the lowest in the field. Career Degree Needed Average Earnings Banking Masters $180,000 Dentist DDS $125,000 Dermatoligest MD $225,000 Heart Surgeon MD $365,000 Orthopedic Surgeon MD $405,000 Plastic Sergeon MD $325,000 University Dean Masters $135,000 College President Masters $200,000 Attorney Intelectial Property LD $200,000 Judge LD $150,000 Areospace Engineer Bachelors $110,000 Actor Performer None $50,000 Professional Athelete None $30,000 Director of Government Affears Bachelors $115,000 Plant Manager None $125,000 Software Engineer Bachelors $110,000 Geophysicist Bachelors $145,000 Petroleum Geologist Bachelors $145,000 Airline Pilot Bachelors $110,000 Nerosurgeon MD $467,000 Small Business Owner None $258,000 SmartestofUS.com is an IQ Test that asks 50 Intelligence questions form a database of over 3000 questions. All participants are ranked relative to all others who have taken the IQ Test. Each month the high scorer is recognized, the 12 monthly winners will participate in a test-off to find the Smartest of the U.S.

AddThis Social Bookmark Button

 
 Forum Login 
Username:

Password:


Forgot your password?
Register for Forums

Enter your Email!
Enter your email address and we will email you whenever a new article is posted! No need to check back to get the lastest information.
Email:

Financiology.com Sponsors

myFICO - Official Site

What's Your Home Worth?

Newspaper Subscriptions